#1. Kotak Mahindra Bank (Highest Saving Interest Account)
Kotak Mahindra bank offers one of the highest saving account interest rate in India. You would get up to 6% interest rate on your saving account. Even the FD interest rate of SBI, HDFC and ICICI ranges between 6 to 7%.
So you can earn approximately the same fixed deposit interest rate on your saving account without locking your money.
Kotak 811 Digital Bank is one of the best saving accounts provided by Kotak bank. 811 is a zero balance saving account that you can open online through your mobile or laptop.
Benefits of Kotak 811 Account
- Instant account opening
- Hight interest rate (up to 6%)
- Zero balance account
- The whole accounting process is paperless
ICICI Bank (For Best Technology)
Opening a savings bank account with ICICI is like banking at fingertips with 200+ banking services offered online.
The amazing tech experience starts with iMobile banking app which is user-friendly and is secured using PKI end-to-end 265-bit encryption.
You can check transactions and balances, transfer funds, open MF, FD, RD PPF and NPS accounts, pay bills and insurance premiums, book tickets and even manage your demat portfolio with iMobile.
Individuals who are tech-savvy, have no time for branch visit and like to use mobile for most of the payments and banking transactions.
ICICI bank’s internet banking has a superior interface and navigation where you can find all the information at one place. All the authentication factors are present on the same page, making fund transfer quick and easy.
Further, you can access all service request from a single location. All of which provides a hassle-free user experience.
Even you can open a savings account online and can get account number instantly.
Best Savings Account Options by ICICI Bank
- ICICI Regular Savings Account
- ICICI Silver Savings Account
- ICICI Gold Privilege Savings Account
- ICICI Titanium Privilege Savings Account
Axis Bank (For Good Services)
I don’t have any personal experience with Axis bank but I find that they have won many awards related to customer support.
- Best Contact centre at the customer experience awards 2018
- Best Loyalty Program in the financial sector for the second consecutive year from 2018
- Best rewards program for the fifth consecutive year from 2015
Axis is the only bank which gives rewards points on account-related transactions. You can earn reward points even for ECS, standing instructions, opening RD or demat account.
Persons who are looking for the best services and quality customer care.
Axis Bank also offers two different sets of savings bank account. Easy access and prime with lower account balance requirements and Prime plus, Priority and Burgundy with higher balance requirements.